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Wednesday, February 29, 2012

OBX'ing

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The Outer Banks are not financial institutions dangerously operating on the fringes of established banking procedures. No, the Outer Banks refer to beautiful coastal lands operating on the fringes of the North Carolina.

Of course, there are several money businesses operating in this tourist-filled area of the Tarheel state. These Outer Banks banks prove how well they count by operating with six windows and three tellers -- except during busy times when there is the streamlined efficiency of one teller.

(Side note: I realized that some of you feel a little childish saying, “Outer Banks banks”. So from now on, I will refer to the Outer Banks as OBX. If you want to rename money institutions residing on the coast as OBX BX, then go right ahead. I think you're being childish.)

While walking along the sun-drenched, sandy shores lined with laughing children and crazed sea gulls, people often experience tremendous personal insights. I don't know if it comes from being in the sun too long, from being around those obnoxious children, or from anxiety of walking under low-flying seagulls. Whatever the reason, several folks have had that life-changing revelation, "I'm not the person I used to be.” Then they follow this shocker with that stupefying realization, “So why should I keep paying his (her) debts?" Unfortunately, this moment of brilliance has led to many obx foreclosures, and to many people returning to Mother Nature to become daughters and sons of a beach.

Let's not worry about that for now. Enjoy yourself whether you are banking at the beach or beaching at the bank, and avoid the OBX fringe with its smiling kids and noisy birds.


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